Black Patch Performance partners with several finance and lease companies to get you the items you need at a more affordable rate. If you are interested in financing or leasing your wheels, tires, bumpers, accessories, performance parts, or any of the other types of items we offer please apply below! Click the button below or scroll down to see the applications
GET APPROVED TODAY We want to give you the best possible chance at getting approved so you can build the vehicle of your dreams! All of the companies have different approval criteria so if one company denies you then just go to the next one down the list because the odds are we have at least one, if not more, that will approve you today!
We have the applications in order of most popular so if you haven't worked with any of these companies previously we would recommend starting from the top and working your way down.
Please note that Katapult, Affirm, and PayPal can not be used for in store purchases, only orders that are placed through the site and shipped you.
The other 6 options do allow for in store pickup!!
The companies that state "No Credit Needed" for approval primarly require the following things for approval
- A job
- Being age 18+
- No recent overdrafts
- Bank account that is 90 days old
That being said, approval is not guranteed by any of the companies which is why we work with so many. We want to give you the best possible chance at getting approved so you can build the vehicle of your dreams! All of the companies have different approval criteria so if one company denies you then just go to the next one down the list because the odds are we have at least one, if not more, that will approve you today!
After you get approved just give us a call at 540-784-1004, email us at blackpatchperformance@gmail.com, or reach out to us on one of our numerous social media accounts. Some of our finance partners allow you to check out directly on the site if what you are interested in is on our site.
If you are needing to pick something up from our in stock inventory or order it into our warehouse in Buena Vista please call us at 540-784-1004
Almost all of the companies will pull payments from each of your paychecks. When you fill out a lot of these applications they will ask you how often you get paid. That is to determine whether they will pull money weekly, bi-weekly, or monthly. The few finance companies that we are partnered with that don't pull their payments with each of your pachecks will be monthly payment options. Just note that you will be made aware of the finance terms by the finance company before you fully commit to anything. All of them require you sign some form of agreement that shows the terms of the lease.
The companies will all automatically pull payments from your bank account. The frequency depends on other factors like the term, the frequency in which you get paid, etc.
